Different Customers
Customers may have strong credit, challenged credit, limited credit history, or simply different financing preferences.
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EASY CUSTOMER FINANCING FOR BUSINESSES
Make Customer Financing Easier to Offer
Flexxbuy gives businesses one place to offer customers a broader range of financing and payment options.
Instead of depending on one lender or one type of financing, businesses can use Flexxbuy to create a more complete financing strategy for high-ticket products and services.
✓ Multiple available financing paths
✓ One streamlined business platform
✓ Support from enrollment through activation
FLEXXBUY OVERVIEW
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See how Flexxbuy helps businesses give more customers a way to move forward.
WHAT IS FLEXXBUY?
A Customer Financing Platform for Businesses
Flexxbuy helps businesses offer third-party financing and payment options to customers purchasing higher-priced products and services.
The business does not become the lender. Customers apply through available financing providers, review any options for which they qualify, and decide whether to proceed. The business receives payment according to the terms of the selected provider while the provider manages the customer’s financing agreement.
WHY BUSINESSES NEED OPTIONS
One Financing Provider Will Not Fit Every Customer
Customers differ in credit profile, purchase amount, preferred payment structure, and financial situation. A single financing product can leave otherwise viable sales without a path forward.
Different Purchase Sizes
The right option for a smaller purchase may not work for a major project, treatment, program, or service.
Different Business Models
Financing requirements can vary across retail, service, healthcare, education, home improvement, and other industries.
THE FLEXXBUY APPROACH
More Than a Single Lender or Basic BNPL Product
Flexxbuy brings together multiple types of customer financing and payment solutions so businesses can build a strategy around the way they actually sell.
Available programs may include prime financing, near-prime and subprime options, promotional financing, lease-to-own or no-credit-needed solutions, and other payment products. Actual availability depends on the business, industry, transaction, and provider requirements.
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Broader customer coverage
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Options for different transaction sizes
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Financing suited to different industries
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One platform for the business team
HOW FLEXXBUY WORKS
From Enrollment to Customer Financing
Flexxbuy simplifies the process of adding financing to a business and making it usable during the sales conversation.
Choose a Plan
Select the Flexxbuy plan that fits the business and complete the enrollment process.
Complete Setup
Flexxbuy helps connect the business with available financing and payment solutions and provides the tools needed to begin.
Present Financing
When a customer needs another way to pay, the business can guide them to the appropriate financing application.
Complete the Sale
The customer reviews any available offer and the business is paid according to the provider’s funding terms.
WHAT THE BUSINESS GAINS
A Better Way to Support High-Ticket Sales
Customer financing can help remove payment friction while allowing the business to stay focused on selling and serving customers.
More Opportunities to Close
Give customers who cannot or prefer not to pay in full another possible way to complete the purchase.
Support Larger Transactions
Financing can make larger projects, services, and purchases easier for customers to evaluate in manageable payments.
Keep Cash Flow Moving
The business receives payment according to provider terms rather than collecting monthly installments directly from the customer.
Avoid In-House Lending
Third-party providers manage underwriting, financing agreements, customer repayment, and applicable servicing.
WHO FLEXXBUY SERVES
Customer Financing Across High-Ticket Industries
Flexxbuy supports businesses selling products and services where customers commonly need or prefer flexible payment options.
Explore financing by industry →Healthcare & Dental
Home Improvement
Automotive Services
Education & Training
Coaching & Consulting
Legal & Professional Services
Retail & Specialty Sales
Travel & Recreation
A BROADER FINANCING STRATEGY
Single-Provider Financing vs. Flexxbuy
Single Provider
- — One underwriting model
- — One range of purchase amounts
- — One set of qualification requirements
- — Limited fallback when a customer is declined
Flexxbuy Strategy
- ✓ Multiple available financing paths
- ✓ Solutions for different transaction sizes
- ✓ Options serving different customer profiles
- ✓ A broader strategy managed in one place
COMMON QUESTIONS
Easy Customer Financing FAQ
Flexxbuy helps businesses offer customers multiple available
financing and payment options through one platform. The financing
itself is provided by independent third-party providers.
Flexxbuy is not the consumer lender and does not make individual
credit decisions. Applications, offers, underwriting, and financing
agreements are handled by the applicable third-party provider.
No provider can guarantee approval for every customer. Qualification,
available amounts, rates, and terms depend on the applicant,
transaction, provider, and individual program requirements.
Flexxbuy can support many types of businesses, including some new,
online, and home-based businesses. Available financing programs
depend on the business profile and provider requirements.
When a customer accepts and completes an available financing offer,
the business receives payment according to that provider’s funding
process and terms.
Generally, no. The financing provider services the customer’s
financing agreement and collects repayment according to its terms.
GET STARTED WITH FLEXXBUY
Give Your Customers More Ways to Move Forward
Choose a Flexxbuy plan and build a customer financing strategy designed around your business, your transactions, and your customers.
