Reach More Customers
Financing can create a path forward for customers who prefer not to pay the full purchase price at once.
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CUSTOMER FINANCING FOR BUSINESSES
Build a Better Buy Now, Pay Later Strategy
Give more customers a way to move forward by offering flexible financing and payment options through one business platform.
Flexxbuy helps businesses offer customer financing without relying on a single lender or one basic buy now, pay later product. Available solutions can support a wider range of purchase sizes, credit profiles, industries, and customer needs.
✓ One customer application
✓ Multiple available financing paths
✓ Business paid according to provider terms
WATCH THE OVERVIEW
FLEXXBUY
See how Flexxbuy helps businesses offer more ways to pay.
THE SIMPLE ANSWER
What Is Buy Now, Pay Later Customer Financing?
Buy now, pay later customer financing allows a customer to purchase a product or service today and repay the financing provider over time.
For a business, the purpose is simple: make higher-priced purchases more manageable without turning the business into the lender. Customers apply through available third-party providers, review any offers for which they qualify, and choose whether to proceed. The business receives payment according to the terms of the selected financing program.
WHY OFFER FINANCING?
More Ways to Pay Can Create More Ways to Say Yes
A customer may want the product or service but still need a payment option that fits the purchase and their financial situation.
Support Larger Purchases
Breaking a high-ticket purchase into payments can make the total amount easier for a customer to evaluate.
Offer More Than One Path
A multi-provider strategy gives the business more flexibility than relying on a single financing or BNPL provider.
Avoid Financing In-House
Third-party providers manage the consumer financing agreement, repayment process, and applicable underwriting.
HOW FLEXXBUY WORKS
A Simple Customer Financing Process
Flexxbuy gives businesses a streamlined way to present available financing options without rebuilding the sales process.
The Business Enrolls
Flexxbuy reviews the business and connects it with available financing and payment solutions that fit its profile.
The Customer Applies
The customer completes a financing application when they need another way to pay for the purchase.
Available Offers Appear
Depending on the provider and applicant, decisions or prequalification results may be available quickly.
The Transaction Is Completed
The customer selects an available option and the business receives payment according to the provider's funding terms.
MORE THAN BASIC BNPL
Why Use a Multi-Provider Financing Strategy?
Traditional buy now, pay later products can be valuable, but one provider will not fit every customer, transaction, or business. Flexxbuy helps businesses create a broader financing strategy by bringing together different types of available solutions.
01
Different purchase amounts
02
Different credit profiles
03
Different repayment structures
04
Different business and industry needs
WHO CAN USE FLEXXBUY?
Built for High-Ticket Businesses
Flexxbuy works across a wide range of industries and business models. New, established, office-based, online, and home-based businesses may all have available options.
Professional Services
Healthcare & Dental
Home Improvement
Automotive Services
Education & Training
Coaching & Consulting
Retail & Specialty Sales
Travel & Recreation
Provider availability and eligibility vary based on the business, industry, transaction, applicant, and individual program requirements.
FOR THE BUSINESS
Financing Without Becoming the Finance Company
Flexxbuy is designed to help businesses sell products and services while third-party providers handle the consumer financing agreement. The business can focus on the customer, the sale, and delivering the product or service.
Learn how Flexxbuy works →✓ No need to collect monthly customer payments
✓ No need to underwrite customers internally
✓ Multiple available financing solutions
✓ Support throughout enrollment and activation
COMMON QUESTIONS
Buy Now, Pay Later Customer Financing FAQ
No. Flexxbuy helps businesses access multiple available financing
and payment solutions. This allows a business to build a broader
customer financing strategy rather than depending entirely on one
provider or product type.
No financing provider can guarantee approval for every applicant.
Eligibility, offers, rates, terms, and funding depend on the
applicant and the requirements of the individual provider.
Generally, the financing provider manages repayment under its
agreement with the customer. The business receives payment
according to the funding terms of the selected program.
Flexxbuy can work with many types of businesses, including some new,
small, online, and home-based businesses. Available programs depend
on the business profile and provider requirements.
Many available solutions can provide an initial decision or
prequalification result within seconds or minutes. Some
applications may require additional information or review before a
final decision is made.
Flexxbuy offers access to different financing programs designed for
a range of transaction sizes. The amount available to a customer
depends on the provider, program, transaction, and applicant.
OFFER MORE WAYS TO PAY
Create a Customer Financing Strategy That Fits Your Business
Explore Flexxbuy plans and start offering financing and payment options designed for high-ticket products and services.
