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SuP Auto Repair Financing Program
Stop losing repair jobs because customers can’t pay today.
Flexxbuy helps auto repair shops offer customer financing for engines, transmissions, AC repairs, suspension work, diagnostics, tires, and other high-ticket repairs — with SuP program options built for Pro account merchants.
Built for repair estimates that are too important to delay and too expensive to ignore.
$10K
Financing up to
475+
FICO opportunities
0%
Merchant discount fee
“Too expensive” is not always a lost customer. Sometimes it is just a payment problem.
Auto repairs are rarely optional. When a customer needs the vehicle back on the road but cannot cover the full estimate upfront, financing can keep the job moving instead of letting it stall in the parking lot.
Customer says
“I need to think about it,” “I get paid next week,” or “Can you just do the minimum for now?”
Shop hears
A needed repair gets delayed, downgraded, split into pieces, or lost to another shop offering payment options.
Financing changes
The conversation moves from “Can I afford this today?” to “Can I handle the monthly payment?”
Program overview
Meet the SuP Auto Repair Financing Program.
SuP gives Flexxbuy Pro merchants access to an add-on financing path designed for repair-driven businesses that need fast, practical customer payment options without giving up margin to a merchant discount fee.
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Financing up to $10,000
For larger repair tickets, bundled work, and urgent vehicle repairs.
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Terms up to 24 months
Help customers evaluate the repair as a manageable monthly payment.
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Approval opportunities down to 475 FICO
A broader path for customers who may not qualify through narrow prime-only programs.
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No merchant discount fee
The customer pays over time while your shop protects the repair margin.
How it works
Keep the repair conversation simple: the customer applies, reviews available options, and your team can keep the job moving.
Join Flexxbuy Pro
SuP is positioned as an add-on program for eligible Pro account merchants.
Activate SuP
Your shop gets the program details, application flow, and customer-facing resources.
Share with customers
Use financing during estimates, approvals, follow-up, invoices, or service advisor conversations.
Complete more repairs
Customers can pay over time while your shop gets the opportunity to close more work.
Traditional repair financing can protect the sale but punish the margin.
The SuP program is built around the message your ads are already leading with: help customers pay over time without charging the shop a merchant discount fee.
Typical financing programs
- Dealer fees or merchant discounts can reduce profit on the repair.
- Approval paths may be too narrow for real-world repair customers.
- Shops may hesitate to offer financing when the cost eats into margin.
- Customers may delay repairs, split the job, or choose the cheapest temporary fix.
SuP Auto Repair Financing
- No merchant discount fee for participating shops.
- Financing up to $10,000 with terms up to 24 months.
- Approval opportunities down to 475 FICO.
- Promotional no-interest payoff options available for all customers.
See How Auto Repair Financing Works With Flexxbuy
The SuP Auto Repair Financing Program is powered by Flexxbuy’s customer financing platform, giving repair shops a simple way to help customers move forward when cost is the thing slowing the repair down.
Turn More Estimates Into Completed Repairs
Customers do not plan for transmission failures, engine work, AC repairs, suspension jobs, or major maintenance. When the bill is bigger than expected, financing can be the difference between “I’ll call you back” and “Let’s get it fixed.”
- Up to $10,000 in customer financing
- Approval opportunities starting around 475 FICO
- Terms up to 24 months
- 0% Promotional payoff options available
- No merchant discount fee
- Fast online customer applications
- Built for repairs, maintenance, diagnostics, and larger service tickets
Even if a shop joins mainly for SuP, they still get the core Flexxbuy platform behind it — the customer application flow, financing tools, and support that help make payment options easier to offer.
Stop Losing Repair Revenue Because Customers Can't Pay Today.
If your shop loses just two $3,500 repair tickets each month because customers cannot afford the upfront cost, that's $84,000 in annual revenue walking out the door. The SuP Auto Repair Financing Program helps turn more estimates into approved repairs.
Questions auto repair shops usually ask
Quick answers for service advisors, owners, and managers considering SuP through Flexxbuy Pro.
Is SuP only for Pro account merchants?
Yes. This page positions SuP as an add-on program available through Flexxbuy Pro for eligible merchants.
Is there a merchant discount fee?
No merchant discount fee is the core differentiator. That lets the shop offer financing without giving up a percentage of the repair ticket.
What repair types fit this program?
Engines, transmissions, AC repairs, suspension, brakes, diagnostics, tires, electrical work, maintenance bundles, and other larger repair estimates can all be good fits.
How much can customers finance?
The program messaging supports financing up to $15,000 with terms up to 48 months.
Can customers with challenged credit apply?
Yes. The program messaging includes approval opportunities down to 475 FICO, which can help shops serve more real-world repair customers.
Can customers apply online?
Yes. Customers can be directed to an online application so your team can present financing without slowing the service lane down.
Help more auto repair customers say yes today.
Offer the SuP Auto Repair Financing Program through Flexxbuy Pro and give customers a payment path for the repairs they need now.
Get Program Details →
Want to compare regular Flexxbuy plans too?
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