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SuP Home Services Financing Program
Stop losing home improvement jobs because customers can’t pay today.
Flexxbuy helps home service and home improvement companies offer customer financing for roofing, windows, plumbing, electrical, water heaters, flooring, remodeling, repairs, and other high-ticket projects — with SuP program options built for Pro account merchants.
Built for home project estimates that are too important to delay and too expensive for many homeowners to pay upfront.
$15K
Financing up to
475+
FICO opportunities
0%
Merchant discount fee
“Too expensive” is not always a lost customer. Sometimes it is just a payment problem.
Home repairs and improvements are often urgent, expensive, or both. When a homeowner wants the project done but cannot cover the full estimate upfront, financing can keep the conversation moving instead of letting the job die after the quote.
Customer says
“I need to think about it,” “Can we wait until next month?” or “Can we just do part of it for now?”
Shop hears
A needed project gets delayed, downgraded, split into pieces, or lost to another contractor offering payment options.
Financing changes
The conversation moves from “Can I afford this today?” to “Can I handle the monthly payment?”
Program overview
Meet the SuP Home Services Financing Program.
SuP gives Flexxbuy Pro merchants access to an add-on financing path designed for home service businesses that need fast, practical homeowner payment options without giving up margin to a merchant discount fee.
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Financing up to $15,000
For larger projects, bundled work, urgent repairs, and home improvement estimates.
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Terms up to 48 months
Help homeowners evaluate the project as a manageable monthly payment.
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Approval opportunities down to 475 FICO
A broader path for customers who may not qualify through narrow prime-only programs.
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No merchant discount fee
The homeowner pays over time while your company protects the project margin.
How it works
Keep the home services sales conversation simple: the homeowner applies, reviews available options, and your team can keep the project moving.
Join Flexxbuy Pro
SuP is positioned as an add-on program for eligible Pro account merchants.
Activate SuP
Your company gets the program details, application flow, and customer-facing resources.
Share with homeowners
Use financing during estimates, approvals, follow-up, invoices, or project consultations.
Complete more projects
Homeowners can pay over time while your company gets the opportunity to close more work.
Traditional home improvement financing can protect the sale but punish the margin.
The SuP program is built around the message your ads are already leading with: help homeowners pay over time without charging the contractor a merchant discount fee.
Typical home services financing programs
- Dealer fees or merchant discounts can reduce profit on the project.
- Approval paths may be too narrow for real-world homeowners.
- Contractors may hesitate to offer financing when the cost eats into margin.
- Homeowners may delay projects, reduce scope, split the job, or choose the cheapest temporary fix.
SuP Home Services Financing
- No merchant discount fee for participating home service companies.
- Financing up to $15,000 with terms up to 48 months.
- Approval opportunities down to 475 FICO.
- Promotional no-interest payoff options available for all customers.
See How Home Services Financing Works With Flexxbuy
The SuP Home Services Financing Program is powered by Flexxbuy’s customer financing platform, giving home service contractors a simple way to help homeowners move forward when upfront cost is slowing the project down.
Turn More Home Service Estimates Into Completed Projects
Homeowners do not always plan for a roof repair, window replacement, plumbing issue, electrical upgrade, flooring project, or water heater replacement. When the estimate is bigger than expected, financing can be the difference between “We need to wait” and “Let’s get it scheduled.”
- Up to $15,000 in customer financing
- Approval opportunities starting around 475 FICO
- Terms up to 48 months
- 0% Promotional payoff options available
- No merchant discount fee
- Fast online customer applications
- Built for roofing, windows, plumbing, electrical, water heaters, flooring, remodeling, and larger home service tickets
Even if a contractor joins mainly for SuP, they still get the core Flexxbuy platform behind it — the customer application flow, financing tools, and support that help make payment options easier to offer.
Stop Losing Home Service Revenue Because Homeowners Can't Pay Today.
If your company loses just two $7,500 home service jobs each month because homeowners cannot afford the upfront cost, that's $180,000 in annual revenue walking out the door. The SuP Home Services Financing Program helps turn more estimates into approved projects.
Questions home service companies usually ask
Quick answers for owners, managers, sales teams, and project consultants considering SuP through Flexxbuy Pro.
Is SuP only for Pro account merchants?
Yes. This page positions SuP as an add-on program available through Flexxbuy Pro for eligible merchants.
Is there a merchant discount fee?
No merchant discount fee is the core differentiator. That lets your company offer financing without giving up a percentage of the project.
What home service projects fit this program?
Roofing, windows, plumbing, electrical, water heaters, flooring, remodeling, repairs, and other larger home service estimates can all be good fits.
How much can customers finance?
The program messaging supports financing up to $15,000 with terms up to 48 months.
Can customers with challenged credit apply?
Yes. The program messaging includes approval opportunities down to 475 FICO, which can help home service companies serve more real-world homeowners.
Can customers apply online?
Yes. Customers can be directed to an online application so your team can present financing without slowing the service lane down.
Help more home service customers say yes today.
Offer the SuP Home Services Financing Program through Flexxbuy Pro and give customers a payment path for the repairs they need now.
Get Program Details →
Want to compare regular Flexxbuy plans too?
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