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“Best way to grow your business”
“Process is quick and simple”
“Above and beyond our expectations”
Turn High-Ticket Sales
Into Affordable Monthly Payments
Flexxbuy is a multi-lender customer financing platform that lets businesses offer one simple application, connect customers with multiple lenders, and get paid upfront.
Want a quick proposal? Get one →
Customer financing solutions built to scale with your business
Since 2014, Flexxbuy has helped businesses selling high-ticket products and services give customers more ways to say yes.
Installment Loan Platform
Credit Select
- Over 35 lenders
- Loan amounts up to $100,000
- Decisions in seconds
- Funds as soon as next business day
- Rates start at 5.99%* subject to credit and financial profile
- Up-to-the-minute application and funding notifications
- Full loan application support through funding
Advanced Access Credit Card Platform
Revolver Now
- Over 100 credit cards
- Instant decisions
- Advanced access available
- Get paid right away at the point-of-sale or shortly after
- 30+ cards with 0% APR options
- AI-powered pre-screening and matching
- No Social Security number required for pre-screening
- Most credit cards issue decisions with soft credit pull only
- No cost to the business
Payment Hub Platform
Flexx Turbo
- FlexxDirect combines Byzly invoicing, payment checkout, and ACH to automate customer payments on Credit Select Plus funded loans
- Credit card processing automation
- Easy checkout solutions accepting all approved payment methods including card, wallets, ACH, and more
- One-time, installment, or recurring payments
Built for businesses selling high-ticket products and services
Flexxbuy works across industries where offering financing can help customers move forward with confidence.
Healthcare
Help patients move forward with care now and pay over time.
Dental
Make treatments more accessible with flexible payment options.
Cosmetic & Aesthetic
Give clients more ways to move forward with elective procedures.
Coaching & Consulting
Remove upfront price barriers for programs and services.
Home Improvement
Help homeowners take on larger projects with manageable payments.
Auto Repair
Keep jobs moving when unexpected costs come up.
Travel
Let customers book experiences now and pay over time.
Education & Training
Make courses and certifications more accessible to more people.
Professional Services
Offer flexible payment options for high-value service packages.
Not sure which option fits your business? Get a quick recommendation →
Why offering financing helps businesses close more sales
When price is the reason a customer hesitates, financing gives them a more manageable way to move forward.
01
Reduces upfront price resistance
Customers focus on affordable monthly payments instead of the full purchase price.
02
Increases buying power
Financing allows qualified customers to move forward with higher-value purchases.
03
Keeps more sales conversations alive
Instead of losing the deal at price, your team has another path to close.
Why Flexxbuy
More than one financing option. One cleaner way to offer them.
Flexxbuy gives businesses access to multiple customer financing and payment tools without forcing your team into a complicated setup.
See plans and pricing →
01
Multiple financing paths
Offer installment loan options, credit card options, and payment tools through one platform.
02
Built for high-ticket sales
Designed for businesses selling products, services, treatments, programs, and projects with larger purchase amounts.
03
Simple for your team
Give customers a clean way to apply without rebuilding your entire sales process.
04
Financing plus payments
Support approvals, checkout, invoicing, ACH, and payment collection from the same ecosystem.
How It Works
Start offering financing in three simple steps
Flexxbuy makes it easy to add customer financing to your sales process without overcomplicating the way your team already works.
1
Choose your plan
Pick the Flexxbuy option that fits your business, sales process, and payment needs.
2
Share your financing link
Send customers to your application page or introduce financing during your sales conversations.
3
Help customers move forward
Customers apply, review available options, and choose a payment path that works for them.
Businesses love Flexxbuy
See what merchants are saying about offering flexible customer financing with Flexxbuy.
Tonya J.
"I use Flexxbuy for financing for my coaching program. They have done an amazing job of keeping me updated on changes with lenders. Anytime I call, they assist and help me with no hesitation!"
Rodney S.
"Great product that helps me increase my sales. The soft pull is fantastic and you have so many lenders to help a large portion of my clients."
Stephanie L.
"Flexxbuy is GREAT TO WORK WITH! Very smooth first transaction for our dog training academy and the follow up and customer service is out of this world! Would recommend in a heartbeat to anyone! 5 stars!!"
Kenneth C.
"Patient Financing made easy! This gives my patients an option to receive the care they need."
Preston A.
"Best way to grow your business. Awesome! What a great benefit to our business. Easy to apply and great service. Highly recommend to business owners who want to grow their business."
Clennie B.
"Great program! The cost efficiency, ease of setup, personalized page, support from Flexxbuy representatives, and communication has been excellent!"
Tina W.
"The entire process is exceptional! The application is quick and simple, and the platform is extremely user-friendly. Much appreciated guidance and follow up at every step."
Melissa T.
"This is a great program to help business owners really get their business off the ground and take their business to the next level! I am so excited about the partnership with Flexxbuy!"
Brook B.
I was looking for options for my clients so they didn't have to use credit cards with high interest. The process was smooth and painless for my client and the closing process was quick and easy for me too.
Want the full story?
Read more merchant reviews →
Trusted by industry leaders
See what Kevin Harrington has to say
“Customer financing will increase your sales, average ticket amounts, and customer referrals.
Let Flexxbuy help grow your business with easy customer financing.”
— Kevin Harrington
FAQ
Frequently asked questions about customer financing
Answers to common questions about how Flexxbuy works and how businesses use financing to close more sales.
Since 2014, Flexxbuy has helped businesses sell more goods and services by turning high-ticket purchases into affordable payments. Through Flexxbuy’s Byzly platform, businesses can access multiple providers and offer flexible financing and payment options to customers, clients, and patients.
Flexxbuy is built to give businesses more options than single-provider or basic buy now, pay later platforms. The Byzly platform combines financing lenders, payment tools, BNPL providers, and transaction options in one place, while helping businesses work with providers that understand their industry and risk profile.
Flexxbuy has providers that can fund the business directly as well as providers that fund the consumer directly. Every enrolled business is evaluated for the best available solutions at enrollment and throughout their time with Flexxbuy.
Flexxbuy can provide solutions for many businesses regardless of age, revenue, physical location, or business model, with limited exceptions. Not every business qualifies for every solution, but new and small businesses may become eligible for more programs as they grow.
Customers who use Flexxbuy have many different credit profiles. Some have sub-prime credit, but many have fair or better credit. Flexxbuy integrates with multiple lenders and providers to help businesses serve more customer situations.
Many lenders available through Flexxbuy use a soft credit pull for the initial assessment, which does not appear as a hard inquiry or impact the credit score. If the applicant moves forward with an offer, the lender may perform a full credit pull.
Many Flexxbuy lender solutions provide a decision within seconds or a few minutes. In some cases, applications may be pre-approved with final approval subject to additional review.
Businesses are typically paid within 1 to 3 business days after loan funding, although certain circumstances may affect that timeline.
Each program is different. Flexxbuy programs may accommodate financing needs from a few hundred dollars up to $100,000, and sometimes higher depending on the program and business.
Get started
Start offering financing today.
It takes just a few minutes to get set up. Give your customers a better way to pay — and close more deals starting today.
Not sure what fits your business best?
